Savings Calculator
A comprehensive iOS app for calculating compound interest and visualizing savings growth over time.
Features
Multi-Currency Support - Supports 10 major currencies: USD, EUR, GBP, CAD, AUD, JPY, CHF, SEK, NOK, DKK - Automatic currency detection based on your device’s locale - Proper currency formatting with native symbols
Advanced Calculations - Initial deposit amount - Monthly contribution planning - Annual interest rate input (with percentage conversion) - Time horizon in years - Monthly compounding for accurate results
Visual Analytics - Interactive line chart showing savings growth over time - Dual-line visualization: Total Value vs. Contributions - Year-by-year breakdown of your savings journey - Clear distinction between money contributed and interest earned
User-Friendly Interface - Clean, intuitive design with green accent colors - Input validation with real-time feedback - Results summary with highlighted future value - Responsive layout optimized for all iOS devices
How to Use
- Set Your Initial Amount: Enter your starting savings balance
- Choose Currency: Select from supported currencies or use auto-detected currency
- Plan Monthly Contributions: Set how much you’ll save each month
- Set Interest Rate: Enter expected annual return (e.g., 4.0 for 4%)
- Define Time Horizon: Choose how many years to project
- Calculate: Tap the calculate button to see your results
Understanding Your Results
Future Value: Your total savings at the end of the time period Total Contributions: Sum of your initial deposit plus all monthly contributions Interest Earned: The difference between future value and total contributions
The chart shows two lines: - Green line (Total Value): Your complete savings including compound interest - Blue dashed line (Contributions): Just the money you’ve contributed over time
Technical Details
- Built with SwiftUI for modern iOS experience
- Uses Charts framework for data visualization
- Implements proper compound interest formulas with monthly compounding
- Supports iOS 15.0 and later
- Optimized for iPhone and iPad
Privacy
This app does not collect, store, or transmit any personal data. All calculations are performed locally on your device.
Privacy Policy
Effective Date: September 24, 2025
Information We Collect
Savings Calculator does not collect, store, or transmit any personal information. The app operates entirely offline and locally on your device.
Data Usage
- All financial calculations are performed locally on your device
- No data is sent to external servers or third parties
- No analytics or usage tracking is implemented
- No personal information is stored or transmitted
Third-Party Services
The app may display advertisements through Google AdMob. AdMob may collect certain information for advertising purposes as outlined in their privacy policy. You can review Google’s privacy policy at: https://policies.google.com/privacy
Data Security
Since no personal data is collected or transmitted, there are no data security concerns regarding your personal information.
Children’s Privacy
Our app does not collect any information from children under 13 years of age.
Changes to This Privacy Policy
We may update this privacy policy from time to time. Any changes will be posted on this page with an updated effective date.
Contact Us
If you have any questions about this privacy policy, please contact us at: [your-email@domain.com]
Support
For questions, feedback, or technical support, please contact: [your-email@domain.com]
Version History
Version 1.0 (September 2025) - Initial release - Multi-currency support - Interactive savings calculator - Visual growth charts - Comprehensive results display